Tänään on 23.09.2019 09:58 ja nimipäiviään viettävät: Mielikki ja Tekla. Käytämme EVÄSTEITÄ | MOBIILIVERSIO M.BLOGIVIRTA.FI

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Katyloo -

So Friday night I went gambling with my H, mom, dad, and grandma. My dad gave me some money, and so did grandma for gambling. It was a blast. I think the funnest I had was with my dad teaching me the machines. The ONLY time I was really winning anything was with him. When we got there it was stormy, and windy (My kind of weather ;)) We went in, and started playing the slots. I won some cash here, lost some there but was staying pretty balanced. I walked over to my grandma who was playing a...


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Katyloo -

So today is my 21st birthday. Well technically it is 2AM in the morning on the 20th so yesterday was my birthday. The point is I had a pretty good day. I am a very very impatient person so when I came home from work on Thursday, and saw a present sitting on the table. It was screaming to me "open me now!" I knew it was from H, and I walked in gave him a hug, and ran to the bathroom. (My bladder is about the size of a peanut so this is a regular routine thing.) So he told me I could open it...


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Metsäruusun mietetarha -

Jo perinteeksi muodostunut kesätyöahdistus on täällä jälleen. Tänään summer job blues on noussut niin suureksi, että jopa perinteinen ongelmanratkaisuvaihtoehto (itsemurha) tuntuu hyvältä idealta. Jälleen kerran: jos en tarvitsisi rahaa elämiseen, olisin jopa vähän onnellinen. Monet asiat elämässäni ovat ihan hyvin, mutta mistä ihmeestä sitä rahaa repisin taas... Näinä päivinä tunnen oloni kertakaikkisen huonoksi ihmiseksi. Kyllähän jokainen kunnollinen kansalainen...


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Part of my world -

I like the smell of this new parfym. I don't like the price of it. picture 


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ameriikka -

I don't know if this guy's comment had anything to do with it but apparently there is a stigma related to riding a bicycle in a lot of neighborhoods in the US: you ride one only if you can't afford a car or if you have lost your license. (If you're wearing spandex it's of course an entirely different thing.)


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ameriikka -

On Thanksgiving I naturally went and did some off-track betting. I believe this is what most people do. For those of you not so familiar with OTBs – they are gaming worlds for adults where you go to place your bets if you can't get to the track


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rahaa osa 1 -

Google adsense ohje osa 1 Ensiksi sinun pitää hankkia sähköposti, kotisivut (suosittelen bloggeria) ja kävijöitä sivuillesi. Sähköposti pitää olla gmailissa. Gmailin sähköposti vaikuttaa omasta mielestäni hyvältä, mutta aika tylsältä. Sen käytettävyyt on kuitenkin todella hyvä. Kotisivut kannataa tehdä google omistamaan bloggeriin, koska mainosten laittaminen on nopeaa ja helppoa. Sieltä näkee myös parilla klikkauksella suoraan paljonko on ansainnut. Kävijöiden...


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Aatosekonomi -

Why does mayhem in world financial markets continue without a clear sign of ending? Why recovery of real economies delays? Economists seem to join lemmings in the political market and to succumb to its guiding forces, populism and opportunism, in their proposals to implement tighter regulation of financial institutions and looser budgetary policies. Shouldn’t they rather stick to the basic body of their science? When politicians slightly open the strings of their purses, it pays for the...


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Aatosekonomi -

The task of a bad bank should be to sell their good assets to the good banks and to other potential buyers as to the “vulture” funds. When Chairman Bernanke ’s approach is followed: “to set up and capitalize so-called bad banks, which would purchase assets from financial institutions in exchange for cash and equity in the bad bank”, we get exactly the incentive problem that caused yesterday’s jitter in the markets: how to value the toxic assets. The pricing of such asset categories...


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Aatosekonomi -

Regulation of banks was never before based on such a sophisticated system as during the past 20 years, from the solvency rules of Basel I and Basel II to internal risk-metrics of individual banks. Yet we have seen banks gone bust as for centuries earlier. Also, there is nothing new in bailing out banks with taxpayers’ money. Sveriges Riksbank, today’s central bank of Sweden, was in huge difficulties in the mid-1760s after having during the so-called Freedom Era extended credit to the...


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RealWorld . . . can it be? -

Lately even here in Finland we have had trials where the lawyers have charged astonishing fees. It appears that you need to hire top lawyers to get effective service in the court. And top lawyers - as being top - are expensive. In the current market based economy one sells one's talent with the highest price available. But let's see what is the outcome of employing market practices to justice: if it really does pay off to hire top lawyers, hiring cheaper lawyers must then mean getting worse...


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Phenomenal, funny and oh so necessary findings -

I have recently run across so many blogs that seem entirely to focus on just building links and growing traffic lines inwards. And the content seems to be so thin that it hasn't bothered anybody's sense of imagination or creativeness.Is the only idea behind such blogs to earn money by blogging? Will they get a lot of google adsense hits? Lots of traffic by just writing about something? Lots of


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Aatosekonomi -

The UK and US Treasuries succumbed to taxpayer populism and set too demanding conditions on the preference shares acquired in the partially or wholly socialized banks so that the banks would concentrate on purchasing the stakes held by the governments and that the taxpayers’ funds would be reimbursed without losses. A 10 percent dividend yield on such shares is well above any long-term real rate of return on equities. Therefore the banks will maintain the present high margins on their lending...


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Aatosekonomi -

Would tighter control have prevented East Germany from collapse? An analogous lesson to avoid future financial crises is currently offered all over the world by both professionals in financial stability and all-round intellectuals, in particular. Of course, there were skeptics who did not believe in the Fed funds rate cut of 18 March 2008 as a healer of the credit crunch: why an additional dose of the same drug, low nominal and real rates of interest which was behind the excessive growth of...


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kanelia sokeria -

How much money is reasonable to use in beauty? How much is your beauty bill every year? How much you would like it to be? How much is enough, and what would be "too much"? A regular Finnish woman is using 151 euros to cosmetics. In a year. 151 euros... only? I started to count my expenses. I'm using that money annually to shampoo only!? So I made a list about my estimated cosmetic charges, and added also a number of these products I yearly use. Mascara 25e x 4 Eye-liner 19e x 2 Eyebrow pencil...


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Murinaa -

Olen aina ollut erittäin organisoitunut ja analyyttinen ihminen kun on rahasta kysymys. Vanhempien päähän takomat opit on sen verran pinttyneitä, että tähän astinen elämä on ollut sen suurimmista rahahuolista vapaata. Ei missään nimessä sen takia, että minulla olisi joku salainen tulonlähde, ehei, olen vain aina ymmärtänyt olla käyttämättä rahaa, mitä minulla ei ole. Ja säästämään siitä, mitä tienasin. Elämäni ensimmäinen velka oli asuntolaina, joka tuntui...


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Stop Me If You Think You've Heard This One Before -

Alkaa todellakin jo hieman ahdistamaan se, ettei kesätöistä ole tietoakaan, vaikka on jo maaliskuun puoliväli menossa. Olisi kiva jo päästä sopimaan opettajien kanssa siitä, kuinka oikein hoidan nämä kevään kurssit loppuun, jos saan töitä, ja olisi myös mukavaa saada sovittua vanhempien kanssa siitä milloin viedään eka erä näistä mun tavaroista kotiin. Rahaa olis pakko saada, tai muuten mulla ei ole varaa mihinkään ensi syksynä ja joudun heti etsimään itselleni...


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Salaisia ajatuksia -

Yksi työkaveri, nuori mies, kertoi tänään tehneensä bänät joskus viikko sitten. Kysyin, että miksi, niin se selitti vain jotain siitä, miten sen tyttöystävä oli vielä opiskelemassa ja kun se on nyt töissä, niin se ei toiminut. Mikä helkkarin syy tuo on? Olis sanonut, että oli vaan riitoja tai että tyttöystävä petti tai itse hölmöili. Mä sanoin vanhempana mutta en välttämättä viisaampana, että hetki erossa saattaa selkiyttää ajatuksia, jos se vielä kuitenkin...


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